Insurance and your credit scores

In the past election some states had initiatives to strike down using credit socres for calculating your insurance premiums. The insurance companies spent millions of dollars to defeat the measures and were very successful. However, this is an issue that is not going to go away. I predict there will be continued challanges in the courts on this one as well there should be. Having bad credit doesn't mean you are a bad driver.

Here is an article I found in Insurance News Net by Peter Hull.

http://insurancenewsnet.com/article.asp?n=1&innID=101954843

Why Iwantafreecreditreport.com

Iwantafreecreditreport.com was created because many so sites sprung up after it was mandated that a free credit report was to be provided by the credit reporting agencies and they tried to mislead the public and trick them into paying for a report.

We started our site with the intent to tell the truth (gasp) and not mislead anyone. That is why the link to annualcreditreport.com is provided on the site. In addition, we placed as much information as we could get our hands on and found a cheaper way to get reports and scores all in one place.

The idea and motivation was to empower and educate. We are constantly changing, evolving and adding to the what that means but the bottom line, is that we wanted the site to be resource for anyone that wants to tackle the daunting task of repairing, reviewing or simply investigating where they stand with the credit industry. To that end, we continue.